Especially when it comes in the form of student loans. Currently, I have loans on three things: a house, a car, and an education. The car loan has the lowest interest rate. Then the house. Then the education. In fact, the percent interest for the house and car loans, when added together, is less than the interest on the educational loans.
This is a problem.
If you're financially minded, interest rates and the numbers therein make sense to you, and you can do some type of cost/benefit analysis as things come up. If you're not, and if you believe that by getting an education you're going to get money and be able to easily afford loans and that this (see: loans) is all a part of it, it's a problem. You cannot pay things back, especially if you work for a governmental entity.
It's further compounded if/when you follow the American Dream of houses and kids, so have a mortgage and bills. Student loans make it so that you basically have a second mortgage.
What I think should happen is that student loans are interest free. Heck, add a caveat that you must graduate to make the loan interest free. It's better for the whole society if we're educated. Which means getting an education. Which, often, means loans. Make the loans interest free, and the 'lost' interest a tax write off for the banks.
I've developed a bad habit of greeting people with the question: How you doing? I don't mean to do this. I don't listen to the response. It's basically a verbal tick I've picked up along the way, but the more I do it, is seems, the more sincere I sound. So recently I've had these people share things with me that I wasn't expecting, and didn't realize I even asked.
Oops.
Football season is nearly here, which I'm looking forward to.
People mistake Idaho and Iowa a lot. I know this because I was just in Idaho, and almost everyone I met made some type of joke about being in Iowa. Apparently, there are even tee shirts that have the shape of Iowa with the word 'Idaho', or vise versa.
They also have a really good phrase: Don't Californicate Idaho.
I think this might be Idahonians version of pointing to the place on their hand that they live; (which is what we MIchiganders do; like, I basically live halfway between the bottom of the finger, and the top of the wrist, right under the ring finger).
Crossfit is hard. I wen to a Free-Friday class with a friend the other day, and was beat after the warm up.